Your new home awaits.
Guiding you from thought to fruition
Appointment & Discussion
It all begins with an idea. The first step of the process is to meet with us and find out about you. Understanding your story, your goals, and what’s important to you helps us discover the best way to meet your needs and guide you through this exciting time.
Proposal & Submission
Now it’s time to put our plans into action. We will help you understand your borrowing capacity, present you with a purchase breakdown and help you decide on lender options based on your goals. From here, we’ll handle all the paperwork and negotiations on your behalf to prepare, finalise and submit your application.
Approval & Settlement
Let’s make it happen. Following the submission, we liaise with your chosen bank to obtain your approval. We then guide you through completing the contract process, and finally, along with your conveyancer and bank, we will complete the settlement on your behalf and ensure the keys are safely in your hand.
Buying your first home comes with various government initiatives designed to make the process more affordable:
First Home Loan Deposit Scheme (FHLDS): Secure a home loan with just a 5% deposit without paying Lenders Mortgage Insurance (LMI).
First Home Owner Grant (FHOG): Receive a grant when purchasing or building your first home.
Single Parent Scheme: Buy a home with as little as a 2% deposit for single parents.
Stamp Duty Waiver: Available in some states to reduce or eliminate stamp duty.
LMI Waiver for Professionals: Certain professionals can access home loans without LMI.
These programs can help you achieve homeownership with reduced financial barriers. Contact us for personalised advice on how to take advantage of these schemes!
